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%Begin Camera Extended Warranty Options GA S REGULAR Menu Lifewire Tech for Humans Newsletter! Search Close GO Smart & Connected Life &gt; Travel Tech <h1> Camera Extended Warranty Options: Should You Buy One?</h1> <h2> Find advice for deciding on an extended warranty</h2> By Kyle Schurman Kyle Schurman Freelance Contributor University of Nebraska-Lincoln Kyle Schurman is a writer who specializes in digital cameras. His writing has appeared in Steve&#39;s Darkroom, Gadget Review, and others.
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%Begin Camera Extended Warranty Options GA S REGULAR Menu Lifewire Tech for Humans Newsletter! Search Close GO Smart & Connected Life > Travel Tech

Camera Extended Warranty Options: Should You Buy One?

Find advice for deciding on an extended warranty

By Kyle Schurman Kyle Schurman Freelance Contributor University of Nebraska-Lincoln Kyle Schurman is a writer who specializes in digital cameras. His writing has appeared in Steve's Darkroom, Gadget Review, and others.
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lifewire's editorial guidelines Updated on January 6, 2020 Tweet Share Email Tweet Share Email <h3> In This Article</h3> Expand Jump to a Section About Extended Warranties Motivation Key Components Manufacturer's Warranty Do the Math Making a Decision You've spent hours studying your digital camera purchase, shopping at various stores, comparing a seemingly endless number of models, and listening to mind-numbing sales pitch after sales pitch. Even after selecting a model, though, you have one more sales pitch coming before your credit card goes through the machine, meaning you'll need to understand your camera extended warranty options. Should you buy an extended warranty for your camera?
Daniel Kumar Member
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lifewire's editorial guidelines Updated on January 6, 2020 Tweet Share Email Tweet Share Email

In This Article

Expand Jump to a Section About Extended Warranties Motivation Key Components Manufacturer's Warranty Do the Math Making a Decision You've spent hours studying your digital camera purchase, shopping at various stores, comparing a seemingly endless number of models, and listening to mind-numbing sales pitch after sales pitch. Even after selecting a model, though, you have one more sales pitch coming before your credit card goes through the machine, meaning you'll need to understand your camera extended warranty options. Should you buy an extended warranty for your camera?
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Noah Davis 3 minutes ago
This is a tough question to answer, and personal preference will play a large role in determining wh...
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This is a tough question to answer, and personal preference will play a large role in determining what you ultimately do. So to help you decide whether you should buy an extended warranty for your camera, just continue reading the tips and advice below.
Ethan Thomas Member
access_time 3 minutes ago
This is a tough question to answer, and personal preference will play a large role in determining what you ultimately do. So to help you decide whether you should buy an extended warranty for your camera, just continue reading the tips and advice below.
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Christopher Lee 1 minutes ago

What Is an Extended Warranty

An extended warranty adds additional time, usually a few ye...
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Ella Rodriguez 3 minutes ago
If you need more information on the various types of warranties available, check out the linked arti...
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<h2> What Is an Extended Warranty </h2> An extended warranty adds additional time, usually a few years, to the coverage for your digital camera. Most extended warranties also usually provide more extensive coverage than the standard manufacturer's warranty does. For example, some types of extended warranties might cover repairs to a dropped camera, while a standard manufacturer's warranty almost certainly will not.
Andrew Wilson Member
access_time 20 minutes ago

What Is an Extended Warranty

An extended warranty adds additional time, usually a few years, to the coverage for your digital camera. Most extended warranties also usually provide more extensive coverage than the standard manufacturer's warranty does. For example, some types of extended warranties might cover repairs to a dropped camera, while a standard manufacturer's warranty almost certainly will not.
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If you need more information on the various types of warranties available, check out the linked article. Extended warranties are not limited to cameras, as you can purchase them for almost any high-tech item, so you&#39;re probably familiar with them.
Ryan Garcia Member
access_time 25 minutes ago
If you need more information on the various types of warranties available, check out the linked article. Extended warranties are not limited to cameras, as you can purchase them for almost any high-tech item, so you're probably familiar with them.
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Ryan Garcia 8 minutes ago
That doesn't make the choice any easier regarding your new digital camera, though. The decision ...
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That doesn&#39;t make the choice any easier regarding your new digital camera, though. The decision as to whether you should buy an extended warranty is a tough one.
Sophia Chen Member
access_time 6 minutes ago
That doesn't make the choice any easier regarding your new digital camera, though. The decision as to whether you should buy an extended warranty is a tough one.
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Alexander Wang 3 minutes ago
It pays to have done your homework ahead of time, rather than making a snap decision as you're h...
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It pays to have done your homework ahead of time, rather than making a snap decision as you&#39;re holding your credit card and paying for the camera. <h2> The Motivation </h2> Always keep this in mind when deciding whether you should buy an extended warranty for your camera: Stores make a lot of profit on extended warranties.
Oliver Taylor Member
access_time 14 minutes ago
It pays to have done your homework ahead of time, rather than making a snap decision as you're holding your credit card and paying for the camera.

The Motivation

Always keep this in mind when deciding whether you should buy an extended warranty for your camera: Stores make a lot of profit on extended warranties.
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Ella Rodriguez 10 minutes ago
The stores don't advertise the exact amount of profit they make on extended warranties, sometime...
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William Brown 10 minutes ago
That doesn't mean you shouldn't purchase one, but you should remember that the stores aren&#...
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The stores don&#39;t advertise the exact amount of profit they make on extended warranties, sometimes called service contracts. However, common sense tells us that if the stores didn&#39;t make a profit on the warranties, they wouldn&#39;t offer them.
Brandon Kumar Member
access_time 40 minutes ago
The stores don't advertise the exact amount of profit they make on extended warranties, sometimes called service contracts. However, common sense tells us that if the stores didn't make a profit on the warranties, they wouldn't offer them.
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Sophie Martin 2 minutes ago
That doesn't mean you shouldn't purchase one, but you should remember that the stores aren&#...
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Harper Kim 29 minutes ago
Different stores offer different types of extended warranties, and the warranties differ based on th...
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That doesn&#39;t mean you shouldn&#39;t purchase one, but you should remember that the stores aren&#39;t simply offering the extended warranties out of a sense of kindness. <h2> The Key Components </h2> Don&#39;t think that because you&#39;ve studied an extended warranty on an iPod at one store that you know everything about all extended warranties.
Zoe Mueller Member
access_time 45 minutes ago
That doesn't mean you shouldn't purchase one, but you should remember that the stores aren't simply offering the extended warranties out of a sense of kindness.

The Key Components

Don't think that because you've studied an extended warranty on an iPod at one store that you know everything about all extended warranties.
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Andrew Wilson 27 minutes ago
Different stores offer different types of extended warranties, and the warranties differ based on th...
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Mason Rodriguez 43 minutes ago
Because a digital camera stores its image data on a memory card, you can almost certainly recover yo...
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Different stores offer different types of extended warranties, and the warranties differ based on the type of product. The best kind of extended warranties will fully cover any repair cost or a replacement cost for your camera, regardless of the cause of the problem. For example, some extended warranties won&#39;t cover your digital camera if you drop it; others will.
Madison Singh Member
access_time 20 minutes ago
Different stores offer different types of extended warranties, and the warranties differ based on the type of product. The best kind of extended warranties will fully cover any repair cost or a replacement cost for your camera, regardless of the cause of the problem. For example, some extended warranties won't cover your digital camera if you drop it; others will.
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Harper Kim 9 minutes ago
Because a digital camera stores its image data on a memory card, you can almost certainly recover yo...
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Because a digital camera stores its image data on a memory card, you can almost certainly recover your photos, even if the camera breaks. By contrast, with a laptop, it&#39;s not easy to retrieve your data if the laptop breaks down.
James Smith Moderator
access_time 55 minutes ago
Because a digital camera stores its image data on a memory card, you can almost certainly recover your photos, even if the camera breaks. By contrast, with a laptop, it's not easy to retrieve your data if the laptop breaks down.
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If you&#39;re simply worried about retrieving your data, perhaps an extended warranty makes less sense with a digital camera than with a laptop computer. <h2> Manufacturer&#39 s Warranty </h2> Make sure that the extended warranty covers problems above and beyond the manufacturer&#39;s standard warranty. You&#39;d be surprised how often people purchase an extended warranty that exactly matches what the manufacturer already promises for no cost.
Natalie Lopez Member
access_time 48 minutes ago
If you're simply worried about retrieving your data, perhaps an extended warranty makes less sense with a digital camera than with a laptop computer.

Manufacturer' s Warranty

Make sure that the extended warranty covers problems above and beyond the manufacturer's standard warranty. You'd be surprised how often people purchase an extended warranty that exactly matches what the manufacturer already promises for no cost.
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Zoe Mueller 8 minutes ago
Be sure to read the fine print on any contract for an extended warranty, and make sure you know exac...
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Jack Thompson 36 minutes ago
You may have to mail the camera to the manufacturer at your cost and then wait to see whether the co...
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Be sure to read the fine print on any contract for an extended warranty, and make sure you know exactly what it covers and doesn&#39;t cover. Don&#39;t rely on the salesperson to explain the extended warranty&#39;s features and rules compared to the manufacturer&#39;s warranty. Sometimes, convincing a manufacturer to honor its warranty can be a hassle.
William Brown Member
access_time 13 minutes ago
Be sure to read the fine print on any contract for an extended warranty, and make sure you know exactly what it covers and doesn't cover. Don't rely on the salesperson to explain the extended warranty's features and rules compared to the manufacturer's warranty. Sometimes, convincing a manufacturer to honor its warranty can be a hassle.
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Lucas Martinez 8 minutes ago
You may have to mail the camera to the manufacturer at your cost and then wait to see whether the co...
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Ryan Garcia 6 minutes ago
With many extended warranties, you simply take the camera to the store where you purchased it. The s...
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You may have to mail the camera to the manufacturer at your cost and then wait to see whether the company will cover the repair costs. The manufacturer's warranty usually will only cover defects, too, rather than a camera problem you caused.
Emma Wilson Admin
access_time 28 minutes ago
You may have to mail the camera to the manufacturer at your cost and then wait to see whether the company will cover the repair costs. The manufacturer's warranty usually will only cover defects, too, rather than a camera problem you caused.
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With many extended warranties, you simply take the camera to the store where you purchased it. The store then takes care of all of the repairs or mails it to another repair location for you.
Andrew Wilson Member
access_time 60 minutes ago
With many extended warranties, you simply take the camera to the store where you purchased it. The store then takes care of all of the repairs or mails it to another repair location for you.
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Daniel Kumar 8 minutes ago
Such repairs can be lengthy, however, and forcing a store to honor an extended warranty sometimes ca...
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James Smith 22 minutes ago
If the extended warranty costs $100 for a $250 camera, that's 40% of the cost of the camera, which m...
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Such repairs can be lengthy, however, and forcing a store to honor an extended warranty sometimes can be a hassle, especially if you have a disagreement with the store about what types of items the extended warranty will cover. <h2> The Math </h2> Essentially, the extended warranty is an insurance policy. When thinking of it as insurance, it helps to run a calculation of the warranty&#39;s cost versus the camera&#39;s value.
Isabella Johnson Member
access_time 64 minutes ago
Such repairs can be lengthy, however, and forcing a store to honor an extended warranty sometimes can be a hassle, especially if you have a disagreement with the store about what types of items the extended warranty will cover.

The Math

Essentially, the extended warranty is an insurance policy. When thinking of it as insurance, it helps to run a calculation of the warranty's cost versus the camera's value.
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Nathan Chen 19 minutes ago
If the extended warranty costs $100 for a $250 camera, that's 40% of the cost of the camera, which m...
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If the extended warranty costs $100 for a $250 camera, that's 40% of the cost of the camera, which might be a bit high for a $250 camera. However, if the extended warranty costs $175 on a $900 camera, that's about 20% of the cost of the camera, which seems far more reasonable. It also helps to think about the cost of the extended warranty over the amount of time that it will be in effect.
Elijah Patel Member
access_time 68 minutes ago
If the extended warranty costs $100 for a $250 camera, that's 40% of the cost of the camera, which might be a bit high for a $250 camera. However, if the extended warranty costs $175 on a $900 camera, that's about 20% of the cost of the camera, which seems far more reasonable. It also helps to think about the cost of the extended warranty over the amount of time that it will be in effect.
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For example, spending $200 for a two-year extended warranty is $100 per year, which is vastly different than spending $240 for a four-year extended warranty at $60 per year. Ask yourself: Would you be better served by taking the $200 for the extended warranty and putting it aside, aiming it toward the purchase of a new camera in a few years?
Ryan Garcia Member
access_time 18 minutes ago
For example, spending $200 for a two-year extended warranty is $100 per year, which is vastly different than spending $240 for a four-year extended warranty at $60 per year. Ask yourself: Would you be better served by taking the $200 for the extended warranty and putting it aside, aiming it toward the purchase of a new camera in a few years?
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A new camera will give you the benefit of new features and technologies. If your old camera needs to be replaced under an extended warranty, you&#39;re not going to receive the benefit of new features.
Brandon Kumar Member
access_time 38 minutes ago
A new camera will give you the benefit of new features and technologies. If your old camera needs to be replaced under an extended warranty, you're not going to receive the benefit of new features.
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Sophia Chen 34 minutes ago

Making a Decision

You don't have to perform an extensive search on the Internet to fi...
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<h2> Making a Decision </h2> You don&#39;t have to perform an extensive search on the Internet to find thousands of stories concerning extended warranties. Most of us probably know someone who benefited from having an extended warranty, though.
Henry Schmidt Member
access_time 40 minutes ago

Making a Decision

You don't have to perform an extensive search on the Internet to find thousands of stories concerning extended warranties. Most of us probably know someone who benefited from having an extended warranty, though.
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Kevin Wang 21 minutes ago
So should you purchase an extended warranty when you're buying a camera? Unfortunately, this is ...
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Isaac Schmidt 12 minutes ago
Some will say "yes" every time. You probably should be in the "maybe" category. Give...
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So should you purchase an extended warranty when you&#39;re buying a camera? Unfortunately, this is one of those cases where one answer doesn&#39;t fit all of the situations. Some people will say &#34;no&#34; immediately.
Harper Kim Member
access_time 21 minutes ago
So should you purchase an extended warranty when you're buying a camera? Unfortunately, this is one of those cases where one answer doesn't fit all of the situations. Some people will say "no" immediately.
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Sophia Chen 14 minutes ago
Some will say "yes" every time. You probably should be in the "maybe" category. Give...
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Some will say &#34;yes&#34; every time. You probably should be in the &#34;maybe&#34; category. Give the issue some thought before you arrive in the checkout lane, learn all of the rules concerning this particular extended warranty, and figure out whether it makes sense mathematically.
Isabella Johnson Member
access_time 22 minutes ago
Some will say "yes" every time. You probably should be in the "maybe" category. Give the issue some thought before you arrive in the checkout lane, learn all of the rules concerning this particular extended warranty, and figure out whether it makes sense mathematically.
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Ryan Garcia 15 minutes ago
Whichever decision you make will then at least be an informed one. When it comes to deciding whether...
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Whichever decision you make will then at least be an informed one. When it comes to deciding whether to purchase an extended warranty, that knowledge gives you a big advantage.
Oliver Taylor Member
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Whichever decision you make will then at least be an informed one. When it comes to deciding whether to purchase an extended warranty, that knowledge gives you a big advantage.
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