igforum.bio / aspire-general-insurance-review-2022-bankrate - 362000

B

Brandon Kumar Member

1 minutes ago

Aspire General Insurance Review 2022 Bankrate Caret RightMain Menu Mortgage Mortgages Financing a home purchase Refinancing your existing loan Finding the right lender Additional Resources Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Bank Banking Compare Accounts Use calculators Get advice Bank reviews Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Credit Card Credit cards Compare by category Compare by credit needed Compare by issuer Get advice Looking for the perfect credit card? Narrow your search with CardMatch Caret RightMain Menu Loan Loans Personal Loans Student Loans Auto Loans Loan calculators Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Invest Investing Best of Brokerages and robo-advisors Learn the basics Additional resources Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Home Equity Home equity Get the best rates Lender reviews Use calculators Knowledge base Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Loan Home Improvement Real estate Selling a home Buying a home Finding the right agent Additional resources Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Insurance Insurance Car insurance Homeowners insurance Other insurance Company reviews Elevate your Bankrate experience Get insider access to our best financial tools and content Caret RightMain Menu Retirement Retirement Retirement plans & accounts Learn the basics Retirement calculators Additional resources Elevate your Bankrate experience Get insider access to our best financial tools and content Advertiser Disclosure

Advertiser Disclosure

We are an independent, advertising-supported comparison service.

Like (29)

Reply (1)

Share

796 views

29 likes

1 replies

K

Kevin Wang 1 minutes ago

Our goal is to help you make smarter financial decisions by providing you with interactive tools and...

H

Henry Schmidt Member

6 minutes ago

Our goal is to help you make smarter financial decisions by providing you with interactive tools and financial calculators, publishing original and objective content, by enabling you to conduct research and compare information for free - so that you can make financial decisions with confidence.
Bankrate has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.

How We Make Money

The offers that appear on this site are from companies that compensate us.

Like (0)

Reply (3)

0 likes

3 replies

E

Elijah Patel 5 minutes ago

This compensation may impact how and where products appear on this site, including, for example, the...

C

Chloe Santos 5 minutes ago

Aspire General Auto Insurance Review

Mary Van Keuren has written for insurance domains su...

Show 1 more replies

A

Ava White Moderator

3 minutes ago

This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within the listing categories. But this compensation does not influence the information we publish, or the reviews that you see on this site. We do not include the universe of companies or financial offers that may be available to you.

Like (47)

Reply (1)

47 likes

1 replies

E

Ella Rodriguez 3 minutes ago

Aspire General Auto Insurance Review

Mary Van Keuren has written for insurance domains su...

A

Andrew Wilson Member

12 minutes ago

Aspire General Auto Insurance Review

Mary Van Keuren has written for insurance domains such as Bankrate, Coverage.com, and The Simple Dollar for the past five years, specializing in home and auto insurance. She has also written extensively for consumer websites including Reviews.com and Slumber Yard.

Like (10)

Reply (3)

10 likes

3 replies

I

Isabella Johnson 1 minutes ago

Prior to that, she worked as a writer in academia for several decades. Mariah Posey is an auto and h...

L

Lily Watson 1 minutes ago

Nov 02, 2022 Bankrate logo

The Bankrate promise

At Bankrate, we strive to help you make s...

Show 1 more replies

J

Julia Zhang Member

15 minutes ago

Prior to that, she worked as a writer in academia for several decades. Mariah Posey is an auto and homeowners insurance writer and editor for Bankrate.com. She aims to make the insurance journey as convenient as possible by keeping the reader at the forefront of her mind in her work.

Like (50)

Reply (1)

50 likes

1 replies

J

Julia Zhang 15 minutes ago

Nov 02, 2022 Bankrate logo

The Bankrate promise

At Bankrate, we strive to help you make s...

D

David Cohen Member

12 minutes ago

Nov 02, 2022 Bankrate logo

The Bankrate promise

At Bankrate, we strive to help you make smarter financial decisions. To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries.

Like (21)

Reply (1)

21 likes

1 replies

Z

Zoe Mueller 2 minutes ago

While we adhere to strict editorial integrity, this post may contain references to products from our...

V

Victoria Lopez Member

14 minutes ago

While we adhere to strict editorial integrity, this post may contain references to products from our partners. Here's an explanation of how we make money.

Like (17)

Reply (0)

17 likes

E

Elijah Patel Member

16 minutes ago

Our content is backed by LLC, a licensed entity (NPN: 19966249). For more information, please see our Insurance Disclosure.

Like (29)

Reply (3)

29 likes

3 replies

D

Daniel Kumar 9 minutes ago

Bankrate logo

The Bankrate promise

Founded in 1976, Bankrate has a long track record of h...

N

Nathan Chen 4 minutes ago

All of our content is authored by and edited by , who ensure everything we publish is objective, acc...

Show 1 more replies

E

Emma Wilson Admin

45 minutes ago

Bankrate logo

The Bankrate promise

Founded in 1976, Bankrate has a long track record of helping people make smart financial choices. We’ve maintained this reputation for over four decades by demystifying the financial decision-making process and giving people confidence in which actions to take next. Bankrate follows a strict , so you can trust that we’re putting your interests first.

Like (49)

Reply (1)

49 likes

1 replies

E

Ethan Thomas 45 minutes ago

All of our content is authored by and edited by , who ensure everything we publish is objective, acc...

I

Isabella Johnson Member

20 minutes ago

All of our content is authored by and edited by , who ensure everything we publish is objective, accurate and trustworthy. Our insurance team is composed of agents, data analysts, and customers like you. They focus on the points consumers care about most — price, customer service, policy features and savings opportunities — so you can feel confident about which provider is right for you.

Like (43)

Reply (1)

43 likes

1 replies

S

Sebastian Silva 6 minutes ago

We guide you throughout your search and help you understand your coverage options. We provide up-to-...

D

David Cohen Member

44 minutes ago

We guide you throughout your search and help you understand your coverage options. We provide up-to-date, reliable market information to help you make confident decisions.

Like (19)

Reply (1)

19 likes

1 replies

N

Noah Davis 26 minutes ago

We reduce industry jargon so you get the clearest form of information possible. All providers discus...

V

Victoria Lopez Member

12 minutes ago

We reduce industry jargon so you get the clearest form of information possible. All providers discussed on our site are vetted based on the value they provide. And we constantly review our criteria to ensure we’re putting accuracy first.

Like (0)

Reply (2)

0 likes

2 replies

K

Kevin Wang 8 minutes ago

Bankrate logo

Editorial integrity

Bankrate follows a strict , so you can trust that we’...

E

Evelyn Zhang 2 minutes ago

Our mission is to provide readers with accurate and unbiased information, and we have editorial stan...

T

Thomas Anderson Member

26 minutes ago

Bankrate logo

Editorial integrity

Bankrate follows a strict , so you can trust that we’re putting your interests first. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions.

Key Principles

We value your trust.

Like (50)

Reply (2)

50 likes

2 replies

W

William Brown 7 minutes ago

Our mission is to provide readers with accurate and unbiased information, and we have editorial stan...

L

Lucas Martinez 26 minutes ago

Our editorial team does not receive direct compensation from our advertisers.

Editorial Indepen...

J

Julia Zhang Member

28 minutes ago

Our mission is to provide readers with accurate and unbiased information, and we have editorial standards in place to ensure that happens. Our editors and reporters thoroughly fact-check editorial content to ensure the information you’re reading is accurate. We maintain a firewall between our advertisers and our editorial team.

Like (32)

Reply (0)

32 likes

M

Madison Singh Member

75 minutes ago

Our editorial team does not receive direct compensation from our advertisers.

Editorial Independence

Bankrate’s editorial team writes on behalf of YOU – the reader.

Like (47)

Reply (1)

47 likes

1 replies

I

Isaac Schmidt 61 minutes ago

Our goal is to give you the best advice to help you make smart personal finance decisions. We follow...

A

Alexander Wang Member

48 minutes ago

Our goal is to give you the best advice to help you make smart personal finance decisions. We follow strict guidelines to ensure that our editorial content is not influenced by advertisers. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy.

Like (1)

Reply (1)

1 likes

1 replies

G

Grace Liu 44 minutes ago

So, whether you’re reading an article or a review, you can trust that you’re getting credible an...

J

Joseph Kim Member

34 minutes ago

So, whether you’re reading an article or a review, you can trust that you’re getting credible and dependable information. Bankrate logo

How we make money

You have money questions.

Like (22)

Reply (0)

22 likes

R

Ryan Garcia Member

90 minutes ago

Bankrate has answers. Our experts have been helping you master your money for over four decades.

Like (46)

Reply (3)

46 likes

3 replies

H

Hannah Kim 79 minutes ago

We continually strive to provide consumers with the expert advice and tools needed to succeed throug...

L

Lucas Martinez 46 minutes ago

Our award-winning editors and reporters create honest and accurate content to help you make the righ...

Show 1 more replies

J

Julia Zhang Member

19 minutes ago

We continually strive to provide consumers with the expert advice and tools needed to succeed throughout life’s financial journey. Bankrate follows a strict , so you can trust that our content is honest and accurate.

Like (10)

Reply (1)

10 likes

1 replies

A

Audrey Mueller 15 minutes ago

Our award-winning editors and reporters create honest and accurate content to help you make the righ...

H

Hannah Kim Member

100 minutes ago

Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. The content created by our editorial staff is objective, factual, and not influenced by our advertisers.

Like (38)

Reply (2)

38 likes

2 replies

C

Christopher Lee 86 minutes ago

We’re transparent about how we are able to bring quality content, competitive rates, and useful to...

M

Mason Rodriguez 94 minutes ago

Therefore, this compensation may impact how, where and in what order products appear within listing ...

C

Charlotte Lee Member

84 minutes ago

We’re transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site.

Like (48)

Reply (3)

48 likes

3 replies

M

Mason Rodriguez 46 minutes ago

Therefore, this compensation may impact how, where and in what order products appear within listing ...

K

Kevin Wang 57 minutes ago

Bankrate logo

Insurance Disclosure

Coverage.com, LLC is a licensed insurance producer (NP...

Show 1 more replies

S

Sebastian Silva Member

22 minutes ago

Therefore, this compensation may impact how, where and in what order products appear within listing categories. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service.

Like (15)

Reply (2)

15 likes

2 replies

H

Harper Kim 18 minutes ago

Bankrate logo

Insurance Disclosure

Coverage.com, LLC is a licensed insurance producer (NP...

C

Charlotte Lee 12 minutes ago

Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are...

D

Dylan Patel Member

23 minutes ago

Bankrate logo

Insurance Disclosure

Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in .

Like (36)

Reply (2)

36 likes

2 replies

H

Harper Kim 14 minutes ago

Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are...

T

Thomas Anderson 1 minutes ago

The information on this site does not modify any insurance policy terms in any way.

At a glance...

J

Jack Thompson Member

48 minutes ago

Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer.

Like (50)

Reply (0)

50 likes

J

Joseph Kim Member

75 minutes ago

The information on this site does not modify any insurance policy terms in any way.

At a glance

Not rated Bankrate Score Home 0.0 Auto 0.0 About Bankrate Score Bankrate scores are objectively determined by our editorial team. Our scoring formula weighs several factors consumers should consider when choosing financial products and services.

Like (15)

Reply (2)

15 likes

2 replies

C

Christopher Lee 63 minutes ago

Aspire General Insurance Company may be one of the best car insurance companies in California for hi...

E

Elijah Patel 5 minutes ago

Pros and Cons Quick Look Pros Bilingual customer service Specializes in non-standard insurance for h...

I

Isaac Schmidt Member

26 minutes ago

Aspire General Insurance Company may be one of the best car insurance companies in California for high-risk drivers or those who are not eligible for coverage with other major insurers due to their claims history or other risk factors. The company underwrites its own policies, which are offered through a state-wide network of independent brokers.

Like (42)

Reply (1)

42 likes

1 replies

S

Sebastian Silva 5 minutes ago

Pros and Cons Quick Look Pros Bilingual customer service Specializes in non-standard insurance for h...

D

Daniel Kumar Member

108 minutes ago

Pros and Cons Quick Look Pros Bilingual customer service Specializes in non-standard insurance for high-risk drivers Cons Policies may be more expensive Only available in California Only has a B+ "good" rating from AM Best Cover may be tailored to the needs of Californians May have options for high-risk drivers SR-22 form filings are available Compare rates Answer a few questions to see personalized rates from top carriers Aspire General Insurance Company is a California-based auto insurer with 100+ years of experience writing policies. It may be one of the in California to consider for high-risk drivers with past infractions on their records, or those who are not eligible for coverage with other major insurers due to their claims history or other risk factors. Aspire General auto insurance is only available to residents of California.

Like (8)

Reply (1)

8 likes

1 replies

S

Sebastian Silva 102 minutes ago

The company underwrites its own policies, which are offered through a state-wide network of . ...

H

Hannah Kim Member

112 minutes ago

The company underwrites its own policies, which are offered through a state-wide network of . Aspire General auto insurance may not be the right choice for everyone, but if you live in California and are having a hard time finding an insurer who will cover you due to a variety of risk factors unique to you, it may be a provider worth considering. Many won't work with drivers who have multiple points on their license – such as those from receiving multiple speeding tickets - but Aspire General is one provider who caters to .

Like (41)

Reply (2)

41 likes

2 replies

B

Brandon Kumar 4 minutes ago

The company offers two coverage policy tiers that may allow you to find one that fits your , and the...

M

Mia Anderson 91 minutes ago

The company has over a century of experience writing policies designed more for drivers with high-ri...

S

Scarlett Brown Member

116 minutes ago

The company offers two coverage policy tiers that may allow you to find one that fits your , and there are some nice perks that come with being a policyholder, such as having access to 24/7 claims management, advance cancellations notice and the ability to filed if you need one.

Aspire General car insurance

If you're a driver with a clean motor vehicle record, Aspire General may not be the right fit for you.

Like (49)

Reply (1)

49 likes

1 replies

L

Lucas Martinez 13 minutes ago

The company has over a century of experience writing policies designed more for drivers with high-ri...

D

Dylan Patel Member

120 minutes ago

The company has over a century of experience writing policies designed more for drivers with high-risk incidents on their driving history, but may not offer the same competitive pricing or policy perks to drivers with a clean record that other major insurers provide. For high-risk drivers in need of Spanish-speaking customer service, however, Aspire General provides the added benefit of bilingual support. Aspire General offers several types of coverage.

Like (2)

Reply (2)

2 likes

2 replies

S

Sophia Chen 22 minutes ago

The offers California minimum coverage. are listed as 15/30/5, or $15,000 per person bodily injury l...

L

Lily Watson 73 minutes ago

This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) an...

J

Julia Zhang Member

93 minutes ago

The offers California minimum coverage. are listed as 15/30/5, or $15,000 per person bodily injury liability, $30,000 per accident bodily injury liability, and $5,000 property damage liability.

Like (38)

Reply (1)

38 likes

1 replies

J

Joseph Kim 9 minutes ago

This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) an...

L

Lily Watson Moderator

96 minutes ago

This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways.

Like (29)

Reply (1)

29 likes

1 replies

L

Lucas Martinez 89 minutes ago

The compensation received and other factors, such as your location, may impact what offers and links...

G

Grace Liu Member

33 minutes ago

The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear. While we seek to provide a wide range of offers, we do not include every product or service that may be available.

Like (38)

Reply (1)

38 likes

1 replies

S

Scarlett Brown 2 minutes ago

Our goal is to keep information accurate and timely, but some information may not be current. Your a...

O

Oliver Taylor Member

136 minutes ago

Our goal is to keep information accurate and timely, but some information may not be current. Your actual offer from an advertiser may be different from the offer on this advertisement. All offers are subject to additional terms and conditions.

Like (35)

Reply (3)

35 likes

3 replies

L

Luna Park 91 minutes ago

Shop rates and compare quotes

Get personalized auto insurance quotes by answering a few qui...

L

Luna Park 136 minutes ago

Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are...

Show 1 more replies

A

Audrey Mueller Member

140 minutes ago

Shop rates and compare quotes

Get personalized auto insurance quotes by answering a few quick questions Quick facts on average this year by shopping for new car insurance Rates vary by state The average American pays for auto insurance Powered by Coverage.com (NPN: 19966249) Coverage.com, LLC is a licensed insurance producer (NPN: 19966249). Coverage.com services are only available in .

Like (47)

Reply (0)

47 likes

L

Luna Park Member

36 minutes ago

Coverage.com may not offer insurance coverage in all states or scenarios. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.

Like (0)

Reply (1)

0 likes

1 replies

E

Emma Wilson 25 minutes ago

See more providers in Choose from insurers in Show More Aspire General's features higher ...

I

Isabella Johnson Member

37 minutes ago

See more providers in Choose from insurers in Show More Aspire General's features higher levels of coverage and additional endorsement to personalize your policy. At this level, your coverage limits may go as high as 100/300/50, and the Advantage package also includes medical payments, uninsured/underinsured motorist coverage and a collision deductible waiver for greater financial protection. Aspire General insurance reviews from third-party industry agencies are mixed in favorability, although lower customer satisfaction scores are not necessarily uncommon for high-risk auto insurers.

Like (45)

Reply (2)

45 likes

2 replies

W

William Brown 2 minutes ago

Aspire General has an for private passenger policies with the National Association ...

A

Andrew Wilson 33 minutes ago

Power, since it is a smaller company.

Aspire General car insurance discounts

Aspire ...

B

Brandon Kumar Member

76 minutes ago

Aspire General has an for private passenger policies with the National Association of Insurance Commissioners (NAIC), but AM Best gives it a B+ (Good) rating, which indicates the provider has historically adequately satisfied its financial obligations to shareholders. Aspire General does not have rankings with Standard & Poor's (S&P) or J.D.

Like (41)

Reply (0)

41 likes

S

Sophia Chen Member

117 minutes ago

Power, since it is a smaller company.

Aspire General car insurance discounts

Aspire offers a good , depending on which type of coverage you purchase. Some of them are based on age or program participation, including the following: Mature driver discount If you are 55 years of age or older and have completed a state-approved driver safety course, you may be eligible for this discount.

Like (26)

Reply (3)

26 likes

3 replies

J

James Smith 54 minutes ago

You’ll need to submit your certificate of completion to the company, which is good for three years...

O

Oliver Taylor 29 minutes ago

Aspire General car services

Unlike many larger insurers, Aspire General has only one produc...

Show 1 more replies

H

Hannah Kim Member

40 minutes ago

You’ll need to submit your certificate of completion to the company, which is good for three years of discounts. After that, you’ll need to take the course again to qualify for the discount. Alcohol education awareness discoun If you have completed a state-approved alcohol education awareness program, and do not have more than one alcohol- or drug-related violation on your record, you may be able to earn this discount.

Like (2)

Reply (0)

2 likes

L

Lily Watson Moderator

205 minutes ago

Aspire General car services

Unlike many larger insurers, Aspire General has only one product line: car insurance for California drivers. Unlike larger companies, it does not also sell or . In addition to basic policies, it offers for those who have been convicted of a DUI/DWI or have some other major infraction on their record and are required to provide the form to the DMV.

Like (1)

Reply (1)

1 likes

1 replies

E

Emma Wilson 68 minutes ago

Drivers looking for will also find policy options at Aspire General. This type of liability insuranc...

E

Ella Rodriguez Member

210 minutes ago

Drivers looking for will also find policy options at Aspire General. This type of liability insurance is for drivers who are named on a policy, but who do not own the vehicle and frequently drive it.

Like (10)

Reply (1)

10 likes

1 replies

S

Sophie Martin 44 minutes ago

Other extras you may add to your policy include stereo/sound system coverage for up to $500, as well...

H

Hannah Kim Member

215 minutes ago

Other extras you may add to your policy include stereo/sound system coverage for up to $500, as well as liability insurance for utility trailers of less than 1,500 pounds.

Aspire General corporate sustainability

Aspire General's sparse website does not list any philanthropic or civic-based efforts nor does it report on the company's social responsibility. There is no indication of such efforts in their annual reports.

Like (25)

Reply (1)

25 likes

1 replies

C

Christopher Lee 37 minutes ago

Not sure if Aspire General is right for you Consider these alternatives

If you are looking...

L

Lily Watson Moderator

220 minutes ago

Not sure if Aspire General is right for you Consider these alternatives

If you are looking for an alternative California-based insurer, here are a few other companies to consider: : A regional carrier that sells car insurance in several western states, Mercury may offer more competitive rates. Mercury has a robust website featuring online resources for drivers. : If you are a member of the American Automobile Association (AAA), you have access to more than just battery jumps and tire changes.

Like (42)

Reply (0)

42 likes

A

Audrey Mueller Member

45 minutes ago

It offers a broad range of coverage options and a generous discount list to keep your costs low. : As part of the Farmers Insurance Group, 21st Century sells auto insurance in California and Hawaii. It has an A (Excellent) financial strength rating from AM Best.

Like (45)

Reply (3)

45 likes

3 replies

A

Amelia Singh 13 minutes ago

Compare rates and save on auto insurance today! Get quotes Close X

On This Page

Compare ra...

H

Harper Kim 8 minutes ago

Aspire General Insurance Review 2022 Bankrate Caret RightMain Menu Mortgage Mortgages Financing a h...

Show 1 more replies

V

Victoria Lopez Member

92 minutes ago

Compare rates and save on auto insurance today! Get quotes Close X

On This Page

Compare rates Close X

Like (15)

Reply (0)

15 likes

Write a Reply